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Old 07-17-2018, 08:53 PM   #1
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Default Do you use your Class B as a second car and a daily driver?

If you actually use your Class B as a "2nd car" and daily driver...then do you have 365 day or full time insurance coverage on your vehicle??

Secondly, are you doing it to "save money" vs. having a second car?? And don't have any reservations for using it in local bumper to bumper traffic????
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Old 07-17-2018, 10:50 PM   #2
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Hi, Yes, I use my Sprinter as a daily driver and keep it fully insured. FWIW, it gets better fuel economy than my Outback.
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Old 07-17-2018, 11:02 PM   #3
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Default Interesting.... let's talk about this...

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Hi, Yes, I use my Sprinter as a daily driver and keep it fully insured. FWIW, it gets better fuel economy than my Outback.
OK... I have a Subaru Outback Limited with the CVT transmission and 2.5 ....you might have the 3.6 H6?? That's a lot more thirsty.....

My Subaru Outback Limited gets about 21 to 23 MPG in the city...
And 28 on the highway..


Who is your insurance company?? Mine is Progressive Insurance...
I have a pretty good rate on the Sprinter...30 to 150 days per year.. still not cheap..$1,200 per year...

My car is with Liberty Mutual and they couldn't be price competitive on the Sprinter..I looked into it.......

Maybe you are in a rural area and your rates are less??

The city MPG on my Sprinter is around 16.... that's definitely less than my Subaru Outback.. again...makes a difference on how you drive....

There's places I can't just park the Sprinter.... how's this working for you???

Let me know...
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Old 07-17-2018, 11:27 PM   #4
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Our insurer is AAA. We're in the SF Bay Area. I don't feel our insurance rates are out of line, so I never even thought of insuring it for only part of the year.

My Outback has the 2.5 turbo and I have sort of a lead foot. 16 mpg is about all I get in it around town. Since the Sprinter goes from zero-to-60 only eventually, I probably drive it more economically.

When I park it, it's often in a good-size lot where I occupy two remote-ish spaces. Occasionally, I have to parallel park it, which tends to amuse bystanders. Fortunately, my driveway is be enough for it, so I don't have to park it on the street.

When I characterize the Sprinter as a daily driver, what I mean is I'm as likely to take it as the Subaru when I go somewhere. I work from home... if I were commuting, I wouldn't use the Sprinter for that.
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Old 07-17-2018, 11:49 PM   #5
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My Class B is considered my Second car. I have full coverage all year. $240 for a full year. It is a 1989. I plan on driving it to work on Thursday. Got to keep it exercised.
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Old 07-18-2018, 12:34 AM   #6
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Default WOW... only $240 per year... what's your coverage plan?? See below

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Originally Posted by rvsprinterguy View Post
Our insurer is AAA. We're in the SF Bay Area. I don't feel our insurance rates are out of line, so I never even thought of insuring it for only part of the year.

My Outback has the 2.5 turbo and I have sort of a lead foot. 16 mpg is about all I get in it around town. Since the Sprinter goes from zero-to-60 only eventually, I probably drive it more economically.

When I park it, it's often in a good-size lot where I occupy two remote-ish spaces. Occasionally, I have to parallel park it, which tends to amuse bystanders. Fortunately, my driveway is be enough for it, so I don't have to park it on the street.

When I characterize the Sprinter as a daily driver, what I mean is I'm as likely to take it as the Subaru when I go somewhere. I work from home... if I were commuting, I wouldn't use the Sprinter for that.
That's a really great rate.....

You must be "outside the city limits"... I know how congested SF is... I really don't like driving there....and parking a Sprinter or anything else in the city is a freaking nightmare..cue George Romero...

I have full coverage ...100,000/$300,000 liability, zero comp and $250 deductible for collision.....got zinged on a BS ticket in Texas..( I wasn't speeding..it was ridiculous)...
Before this.. my insurance was around $900 with the $500 deductible..
Only thing is..had a cracked windshield and guess what...had to pay the $500 for the entire thing... decided to change....

Anyway...as well you know.. there's "red lining" in the state and LA I've discovered gets slammed on insurance rates..... I have friends in Santa Cruz who pay about 25 percent what we pay...

Yeah..the Subaru turbo....ahh... heavy foot..... they can easily burn fuel...
What year is your Subaru? Make sure you have the timing belt, tensioner bearings and water pump thermostat changed at 100,000 miles.. And don't let it overheat...two heads on the car.. I actually LOVE my Subaru... My recollection is that they haven't had the 2.5 turbo after 2010..so watch out for head gaskets...they have multi layered head gaskets replacement parts now.. much better..

My insurance company, Progressive, is written as a recreational use ... not as a commuter... I'm retired...I don't commute to work....I take it out for service and when I need to.... most of the time it just sits in the driveway... they love that.... minimal exposure....
In insurance....it's ALL about exposure.....

We do take the rig on long distance trips...day trips and cross country... we're going across the USA in the fall....and it will be my daily driver while we're out of town... that's usually a 6,000 miles trip....

Yes, we have two other cars....and the Sprinter is usually just here parked...we do take it out for periodic exercise...

You're getting more regular use from your rig....every day??
Make sure you drive for at least 30 minutes at 60 MPH to clean out the diesel particulate filter..it regenerates itself ... don't let that get too gummed up.

What year is your Sprinter and what model.???. mine is a 2012 RS Adventurous...
Made a significant number of improvements and upgrades... solar panel, rear proximity sensors, new KONI FSD shocks, anti-sway bar, track bar...made a significant handling difference.... I don't know what you are used to ... but, my cabinets used to shake like an earthquake...all of this is pretty much gone...

AND, the wind factor on the open road is much better...drives beautiful...

How's your service been?? I had some surprise issues...glow plugs had to be replaced ... entire emissions system replaced... thank GOD that was under warranty......
In case you didn't know..... the emissions system is under warranty for 8 years or 80,000 miles

Here's a couple of pics of my RS Adventurous.... my Sprinter has 41,000 miles...got it in May 2017 with 26,000 from the original owners through a dealership... they traded theirs to get a Winnebago Navion....( We almost purchased the Navion.. liked the way this drove much better)....

---Mark
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Old 07-18-2018, 12:52 AM   #7
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When we get our Sprinter, the intent is to certainly use it as a second car as and when needed so I had never thought about insuring for anything less than full time.

In reality I suppose it wont get used a whole lot though as both of us are retired - and have been for many years!

Probably use it more in the winter if weather is bad - they don't always do the greatest job of ploughing the secondary roads where we live up here near Toronto. I know the ground clearance on the PW/Sprinter won't be the greatest, and maybe with dual wheels it won't be the best in snow, but still likely better than the little VW GTI we are driving around in at the moment after selling our 3/4 ton diesel truck! I miss that truck already!

Perhaps I should see about trading the GTI on some small SUV that we could perhaps tow with the sprinter if we decided to do that - although I would probably prefer not to tow a vehicle unless we find we need to.

Brian.
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Old 07-18-2018, 01:26 AM   #8
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Default Why would you want to tow?

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Originally Posted by Wingeezer View Post
When we get our Sprinter, the intent is to certainly use it as a second car as and when needed so I had never thought about insuring for anything less than full time.

In reality I suppose it wont get used a whole lot though as both of us are retired - and have been for many years!

Probably use it more in the winter if weather is bad - they don't always do the greatest job of ploughing the secondary roads where we live up here near Toronto. I know the ground clearance on the PW/Sprinter won't be the greatest, and maybe with dual wheels it won't be the best in snow, but still likely better than the little VW GTI we are driving around in at the moment after selling our 3/4 ton diesel truck! I miss that truck already!

Perhaps I should see about trading the GTI on some small SUV that we could perhaps tow with the sprinter if we decided to do that - although I would probably prefer not to tow a vehicle unless we find we need to.

Brian.
OK.... If you're planning on towing a "boat"... yeah, I get it. A car? Why?? If you need to go somewhere when even camping, just hop in the Sprinter...

As for using your Sprinter exclusively as your second vehicle... I would strongly advise you to let your insurance company know that... Again, we definitely use our Sprinter as our primary vehicle when we travel across country and go to our second residence.. it's our only vehicle there.
We have two other cars here in LA..

I've heard that the roads in Toronto and Montreal are really bad... maybe worse in Montreal?

I wouldn't worry too much about the dual wheels, and frankly on another thread this topic has been talked about a lot. One thing I would strongly suggest is a tire pressure monitoring system (cost is around $300, I have Truck System Technologies, works great) and get valve extensions.

I'm familiar with the floor plan of the vehicle you're getting, nice front area behind the driver and passenger... no 2nd row seats or cabinets.
You probably saw the pictures I posted above, we have the option of four seats up front or two cabinets....when we travel we use the cabinets.

And, you might want to consider changing your shocks BEFORE you take delivery, I have the Koni FSD shocks... seems like a lot of RV manufacturers don't do anything with the base vehicle and it shakes and rattles more than a 60s rock group

Now that I have the Koni's, larger anti-sway bar and track bar, the handling is so much better ... drives like a different vehicle.

I don't know ... maybe you'll save money just having this as second car full time.... We have two other cars and if the insurance company thought I was using the Sprinter as a "second car" just about anytime, they WOULD probably raise our rates.

Plus this saves the miles on our Sprinter for long distance road trips which is exactly why I purchased it.

We have a city car for short commutes, Subaru Outback for mid range trips and the RS for long distance trips. Not to mention parking in LA with the Sprinter except for large suburban areas and huge parking lots is a problem.

When do you get your Sprinter?

Good luck.
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Old 07-18-2018, 12:37 PM   #9
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Quote:
Originally Posted by Roadtrek Adventuous RS1 View Post
OK.... If you're planning on towing a "boat"... yeah, I get it. A car? Why?? If you need to go somewhere when even camping, just hop in the Sprinter...

As for using your Sprinter exclusively as your second vehicle... I would strongly advise you to let your insurance company know that... Again, we definitely use our Sprinter as our primary vehicle when we travel across country and go to our second residence.. it's our only vehicle there.
We have two other cars here in LA..

I've heard that the roads in Toronto and Montreal are really bad... maybe worse in Montreal?

I wouldn't worry too much about the dual wheels, and frankly on another thread this topic has been talked about a lot. One thing I would strongly suggest is a tire pressure monitoring system (cost is around $300, I have Truck System Technologies, works great) and get valve extensions.

I'm familiar with the floor plan of the vehicle you're getting, nice front area behind the driver and passenger... no 2nd row seats or cabinets.
You probably saw the pictures I posted above, we have the option of four seats up front or two cabinets....when we travel we use the cabinets.

And, you might want to consider changing your shocks BEFORE you take delivery, I have the Koni FSD shocks... seems like a lot of RV manufacturers don't do anything with the base vehicle and it shakes and rattles more than a 60s rock group

Now that I have the Koni's, larger anti-sway bar and track bar, the handling is so much better ... drives like a different vehicle.

I don't know ... maybe you'll save money just having this as second car full time.... We have two other cars and if the insurance company thought I was using the Sprinter as a "second car" just about anytime, they WOULD probably raise our rates.

Plus this saves the miles on our Sprinter for long distance road trips which is exactly why I purchased it.

We have a city car for short commutes, Subaru Outback for mid range trips and the RS for long distance trips. Not to mention parking in LA with the Sprinter except for large suburban areas and huge parking lots is a problem.

When do you get your Sprinter?

Good luck.

Hi Mark,

Of course we will be letting the insurance company know how we intend to use it.

Usually they ask our expected annual mileage, and it will be very low.

Apart from RV trips, the van is likely only to be used locally if my wife and I have conflicting appointments, or it we need to move something large. We are both retired and have been for a long while. We live close to shops, library, etc. so don't have a great need to drive much. Don't want to own three vehicles either so I just sold one last week in anticipation of getting the van!

I don't anticipate parking issues if we use the van locally - in all probability, when we do use it it will be parked in malls or large car parks so we'll just have to eithe find a spot around the edge of the car park or take up one and a bit spot! Pretty much what we always did with our 3/4 ton crew cab pickup truck.


One of the first things I will be doing is adding TPMS to the van, I am a big believer in them and always have been. I already ave two complete aftermarket TPMS sets of monitor/sensors on hand, so all I need do is to install the metal valve stems if the van does not come so-equipped.

As for towing a car with the van, it is not at all my intent to do so at this time and I hope not to.

However, I keep an open mind about these things, so have thought that if we replace our present car in the near future, it might be worth trying to replace it with one that we "Could" flat tow if our thoughts change after getting used to the van. Im sure once we have owned the van for a few months we wil be able to decide one way or the other.

I don't believe I will be making any significant modifications to the van until we have experienced it for a while so I can determine from our perspective if we see any need. Won't be anyone riding in the back for one thing. As well, I don't like to alter things to a vehicle much while it is still under warranty.

We spent many months looking at all the different "B" vans on the market and the PW Plateau with that usable front lounge giving two living areas seemed far and away the layout that best suited our needs based on many years of RV'ing.

The beautiful interior decor and high quality reputation were also deciding factors.

About the only thing we were not so thrilled about was the smaller bathroom compared to some other models - such as the Plateau TS. Only so much space to work with of course and we decided we could live with the smaller bathroom to get the front lounge. Hopefully we will spend a lot more time in the lounge than in the bathroom - that was how we rationalised our choice!

It is a 2019 and is scheduled for delivery in late September so I hope we can take a few short "shake down" trips locally this Fall to become familiar and get any bugs ironed out, if any, before heading south on another longer trip in the winter as we have done every year for the last 20 years!

Cheers .... Brian.
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Old 07-18-2018, 04:26 PM   #10
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Hi Mark,

Of course we will be letting the insurance company know how we intend to use it.

Usually they ask our expected annual mileage, and it will be very low.

Apart from RV trips, the van is likely only to be used locally if my wife and I have conflicting appointments, or it we need to move something large. We are both retired and have been for a long while. We live close to shops, library, etc. so don't have a great need to drive much. Don't want to own three vehicles either so I just sold one last week in anticipation of getting the van!

I don't anticipate parking issues if we use the van locally - in all probability, when we do use it it will be parked in malls or large car parks so we'll just have to eithe find a spot around the edge of the car park or take up one and a bit spot! Pretty much what we always did with our 3/4 ton crew cab pickup truck.


One of the first things I will be doing is adding TPMS to the van, I am a big believer in them and always have been. I already ave two complete aftermarket TPMS sets of monitor/sensors on hand, so all I need do is to install the metal valve stems if the van does not come so-equipped.

As for towing a car with the van, it is not at all my intent to do so at this time and I hope not to.

However, I keep an open mind about these things, so have thought that if we replace our present car in the near future, it might be worth trying to replace it with one that we "Could" flat tow if our thoughts change after getting used to the van. Im sure once we have owned the van for a few months we wil be able to decide one way or the other.

I don't believe I will be making any significant modifications to the van until we have experienced it for a while so I can determine from our perspective if we see any need. Won't be anyone riding in the back for one thing. As well, I don't like to alter things to a vehicle much while it is still under warranty.

We spent many months looking at all the different "B" vans on the market and the PW Plateau with that usable front lounge giving two living areas seemed far and away the layout that best suited our needs based on many years of RV'ing.

The beautiful interior decor and high quality reputation were also deciding factors.

About the only thing we were not so thrilled about was the smaller bathroom compared to some other models - such as the Plateau TS. Only so much space to work with of course and we decided we could live with the smaller bathroom to get the front lounge. Hopefully we will spend a lot more time in the lounge than in the bathroom - that was how we rationalised our choice!

It is a 2019 and is scheduled for delivery in late September so I hope we can take a few short "shake down" trips locally this Fall to become familiar and get any bugs ironed out, if any, before heading south on another longer trip in the winter as we have done every year for the last 20 years!

Cheers .... Brian.
Good morning Brian,

I've been retired since 2012.... and love it... WOW...lots of people said you're going to hate being retired, my answer is try it...you might just like it...

I'm enjoying myself... people's expectations of "what are you going to do" ....the hell with them.... I'll do whatever I want....

Back to your Plateau FL...it's a lovely rig....I know someone else who has one...
The front living space is marvelous...it really does feel like there's two separate spaces on the coach... and I agree with you...how much time are you really going to be in the bathroom (or want to be)...

Our set up is that we have a "flexible" front area...we can remove the second row of seats which is what we normally do when traveling and put the extra armoire cabinets just behind the front driver and passenger seats... giving us extra cabinet organization....on long distance trips around the USA...this is perfect...

OR...we can take out one or both of the cabinets and have four seats up front.....

Since having the rig for just over a year ago now...I'm familiar with how it rides and handles..the rear seats are available... but, for the most part it's not the place you want to be riding for any long distance..,.it's a little bumpier back there...more vibrations....
The reason for this is the leaf springs suspension ..

I've had a lot of upgrades for this including the KONI FSD shocks, the anti-sway bar from Roadmaster and the proprietary track bar from Super Steer...

Listen, it will NOT have any effect on the warranty of your vehicle if you choose to do some or all of this..... AND...you may be perfectly fine with the way it rides and handles...

Never thought for a minute that my vehicle with 39,000 miles needed new shocks....I was SHOCKED to hear it..... WHAT I learned was coach builders like Roadtrek, Pleasure Way, Leisure Travel, Airstream... they just build out the inside and add the extra gear... tanks, generator, cabinets, appliances, etc...

All of this constant weight in all sorts of places changes the vehicle dynamics of the vehicle. Mercedes Benz sells a lot of these Sprinters for all sorts of applications... they don't know how it will be used and adding all that heavy equipment on the chassis really does make a significant difference...

I had a teardrop trailer before I got the van..hated towing.... and backing up...

My advice is this...if you can avoid towing an extra car... skip it.
OR...if you do.... make sure it's a vehicle that can do what the van won't... like a Jeep Wrangler with 4 wheel drive.. especially if you want to go somewhere off road....

Otherwise, just drive the van everywhere you need to go... simple....

Sounds like you won't be making any really "long distance trips" from what you said....( maybe you will)....

We have a second residence 2,500 miles away....and we normally go there once a year...

We used to fly there all the time, but, with all of the airline BS and costs for a rental car once we get there and stay awhile...it makes more sense to drive....... besides, we normally try and map out destinations along the way to see things we wouldn't normally see.....
Can't see anything from an airplane seat....

"SHAKE DOWN" cruise....yes... I understand... good idea..... don't worry.. you'll probably find something.. that's normal... I've heard it's common on new units...

You'd think or like to that a "brand new rig" would be perfect!!
Don't know why this is so common??

How long is your warranty???

Really thought of buying "new"..... deprecation was a huge deterrent for me... but, I had to do so many things... I would say that I only saved about $50,000 buying the used rig....
I have a little more than $100,000 invested in my RV.....a similarly priced model would have been $150,000 including tax, license and registration...

Those first couple of years on deprecation is a real thing... BUT, if you keep it for a pretty long time and use it...(don't let that sit around unused)....then over time you will definitely get your money's worth.....

I know many people who are always trading in their cars for a newer model , every 3 or 4 years.. they're getting killed on the deprecation... they don't even know how bad it is... same thing with the RV's....no matter what... don't do it.....

The other person I mentioned with the Plateau FL...he's trading it in for a larger size Class C...his DW decided it was too small...

They should have been on the same page when they got the Class B...

My DW sometimes wishes we had more room, but we decided together that this would be fine for us...I agree it's small..but nothing handles or gets the fuel economy of the B's....

Here's another thing.... when we were just about to purchase the Winnebago Navion...the sales guy says... the roof is guaranteed against leaks for 10 years.... but, then says ... that excludes the "SEAMS".... WOW... do you think I'm an idiot...the seams are the roof...

You'll probably never have any leaking on your rig....in the 20 years I had my old Honda with a sunroof.. not once did the roof leak... when they cut panels into vehicles with a metal roof..and have gaskets for seals it's very unusual for them to fail....

The Class C's are a whole different animal... they just get a cutaway chassis and bulld their own box on top of that..... definitely NOT a metal roof....

I think you are going to love the Pleasure Way.... enjoy....

The Sprinter diesel is a wonderful vehicle...has plenty of power...a marvel of engineering.. quiet and gets 18 MPG highway reliably....I've even gotten 20 MPG at 60 MPH....

Cheers,

---MARK
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