Two important questions:
Do you own a home?
Do you own a car?
To be a full-timer, you can't own a home. If you have a home with insurance, you are not eligible for full timer RV insurance. Not sure about home/apt rentals...
If you are not eligible as a full-timer, you must also own an insured car. If you do not own a car, there are very few insurers that will accept you.
I got caught in this dead zone. I own a home, but my Roadtrek 170 is my only vehicle. I tried a bunch of companies, a local insurance agent tried to find a company... no luck. (one accepted me, I paid, and then I got the policy and it was only for the Chevy van... no conversion) I finally called FMCA and they only knew of one. (and he tried to find others, but could not)
So my plan is with National General... the premium costs more than I was previously paying for a 2008 top of the line Sienna van and a 2011 Libero.
2019 Roadtrek Simplicity SRT (almost a Zion)
2015 Roadtrek 170
2011 LTV Libero
2004 GWV Classic Supreme