Originally Posted by otr
Progressive allowed me to do a "claimed" value which I based upon comparable unitas as well as lots of photos showing the condition and also I only have about 30,000 miles on my 2000RT
Their Claimed Value is not Agreed Value with it's value protection guaranty, & so they can still pay you based on an average value.
With your low mile 2000RT, you'll be well served to get an appraisal from Jim Polk now, or you may end up in a fight with Progressive or other insurer (e.g.: other party's insurance who hit you) & then needing to get his appraisal while fighting the insurers' lawyers, claims staff, etc.
IIRC it's only about $150 for an Appraisal. Check with Jim by email.