Re: Roadside Assistance
Good summary. A few more thoughts:
1) Check to see what coverage you may have from your vehicle's manufacturer. For example, if you own any Mercedes vehicle that is covered with ANY Mercedes warranty, you have free roadside assistance.
2) Note that Good Sam (like AARP) is simply a reseller of Allstate.
3) In calculating the costs and risks of pay-as-you go, be sure to consider the worst-case scenarios (and their likelihood). For example, if you own a Sprinter and drive out west, you could well be facing a VERY long tow under not overly unlikely scenarios, since dealers are often necessary and are few and far between in certain areas.
Formerly: 2005 Airstream Interstate (Sprinter 2500 T1N)
Now: 2014 Great West Vans Legend SE (Sprinter 3500 NCV3 I4)
Next: 2022 Fully-custom buildout (Ford Transit EcoBoost AWD)