Quote:
Originally Posted by peteco
here was how I am guessing at a breakdown. They make:
$15 off Class A
$20 off Class C
$25 off towed vehicles
$45 off Class B
|
As I said above, the problem with your analysis is that these numbers are pure "guesses". In order to estimate how much more it costs to insure a Class A than a Class C, we would have to know (a) how much more the tow of a Class A costs than the tow of a Class C
AND (b) what percentage of their customers require a tow in a given year. If the latter number is small, then the difference between Class As and Class Cs is correspondingly small.
It seems likely that the number IS likely small. Indeed, if I am typical, I suspect that the average customer makes no claims at all in an average year. If this is true, the cost difference between insuring Class As and Class Cs may well be too small to worry about.